Personal Finance Editor. Now, Jodie spends her time working on ways to make money make sense for everyone else. More articles? Read more here. Home Home Loans Articles Can you salary sacrifice a home loan? Can you salary sacrifice a home loan? Again, the employer may prefer that you salary sacrifice to your super fund. Even homebuyers planning to become owner-occupiers may find many lenders unwilling to accept a salary sacrificing arrangement.
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Before you elect to terminate or modify existing lending arrangements, it is recommended that you consider all associated fees and application costs, as well as the timing and impact these changes could have on your wider financial arrangements and personal circumstances. Canstar is not authorised or registered to provide tax advice. Canstar does not provide legal or accounting advice. This article has been prepared for information purposes only and is not intended to provide and should not be relied upon for tax, legal or accounting advice.
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Network : We also suggest talking to someone in your network, whether it be colleagues or family, to gain advice from past experience. Advice: You can get advice on your specific circumstances from a financial advisor, and sometimes even your employer or super fund.
Salary packaging calculators: These can help give an estimation of potential savings made from the agreement. Do you want to know more about salary sacrificing your home loan? Compare Home Loans.
The purpose of this calculator is to assist you in estimating what your home loan repayments may be based upon the information you put into the calculator. It does not constitute an offer of credit. The results of this calculator are estimates only. They are based on the information you have provided. If you change any of the information, including the interest rate, you will obtain a different result. Other fees, charges and costs may apply.
The actual amount you can borrow, and the applicable loan repayments, can only be determined once you submit a full application to us and we assess your application using our credit criteria applicable at that time.
What is salary sacrificing? Why do people salary sacrifice their mortgage? Salary sacrificing is designed to help you retain more money, by lowering your taxable income. So can I salary sacrifice my mortgage? Can I start salary sacrificing my mortgage now? Need home loan help? We compare hundreds of different loans, and then pinpoint options that match your goals and budget Talk to us about salary sacrificing your mortgage today.
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